Insurers started walking away from AI risk. We went the other way.
We built the standard that makes AI risk insurable, and the coverage to go with it. Most customers find that once AI use is disclosed, governed, and proven, the risk left to insure is small. That is the point.
Request the whitepaperThe market moved. Most policies didn’t move with you.
The enemy here is not AI. It is unhandled risk: AI in daily use while the coverage question goes unasked.
Exclusions arrived quietly
Starting in early 2026, AI exclusions began showing up in standard liability renewals. Most businesses found out the way most coverage news arrives: after the fact, in the paperwork.
Underwriters want proof
Carriers increasingly ask how AI is used, disclosed, and governed before they quote. A business with no record has no good answer. A Trusted Site answers with its certificate view.
The question is worth asking
We don’t know what your policy says. Neither do most policyholders. That is exactly why the right next step is a question to your carrier, not an assumption in either direction.
Three questions for your current carrier
Take these to your renewal conversation. Whatever the answers are, you are better off knowing them.
Ask for the exclusion language in writing. Many policyholders have never seen it.
Chatbots, AI-assisted work product, automated decisions. Ask which are inside the policy and which are not.
Disclosure, oversight, records. If the answer is a list, a Trusted Site already keeps one.
The way back: a standard insurers can look at
Coverage follows measurement. Insurers walked away from AI risk because nobody could show them what the risk was. We built the thing that shows them: ten checks, a public record, scheduled reviews, and evidence kept site by site.
The standard does the heavy lifting. Disclosure, consent, and governance shrink the risk. The badge and registry prove the shrinking. What arrives at the underwriter’s desk is a documented site, not a mystery.
Then coverage does its one job. The liability no fix can remove is covered by SiteTrust AI Risk Coverage, placed on the same standard the badge already proves. Coverage ends the story. It never replaces the work.
Two lines, one standard behind both
SiteTrust is a licensed insurance agency and places coverage through top wholesale markets. Policies are underwritten and issued by third-party carriers.
E&O, AI-aware
For advisors, agencies, and firms whose work product now involves AI. Placed with your Trusted Site record supporting the submission.
- Quoted individually from the Verify plan up
- Evidence dossier accompanies your submission
- Renewal proof refreshes with your scheduled reviews
D&O, AI-aware
For leadership teams answering for AI decisions made across the business. The governance record a Trusted Site keeps is the record this conversation starts from.
- Quoted individually from the Verify plan up
- Board-ready governance documentation on the Audit plan
- Insurability Readiness Score and Policy Coverage Review included at Audit
Four steps, no obligation at any of them
Run the free scan
Ten checks, one report. You see the risks your site carries before any coverage conversation starts.
Become a Trusted Site
Fix what the scan found and pass all ten. Verify puts your site on the public registry with independent verification twice a year.
Ask for a quote
Your record and evidence dossier go with the submission. The standard has already answered most of what an underwriter asks.
Cover what remains
If the quote works for you, the liability that remains is covered. If it doesn’t, you still hold everything the first three steps built.
Frequently asked questions
Is SiteTrust the insurer?+
No. SiteTrust is a licensed insurance agency. We place coverage through wholesale markets; policies are underwritten and issued by third-party carriers. What we bring is the standard and the record that make the placement conversation work.
Does a Trusted Site plan include coverage?+
No. Plans include coverage eligibility, starting at Verify, plus the evidence dossier that supports a submission. Coverage itself is quoted individually and purchased separately, only if you want it.
Do I need coverage to be a Trusted Site?+
No. The standard stands on its own, and most of the risk reduction happens there. Coverage is available for the liability that remains, never required.
Is a quote guaranteed?+
No. Quotes are individual: carrier appetite, your industry, and your record all matter. What we can say is that a documented, verified site walks into that conversation with answers most applicants don’t have.
Why does eligibility start at Verify?+
Because the registry listing and semi-annual verification are what give an underwriter something independent to look at. Coverage built on the standard needs the standard to be public and current.
The standard made the risk small. Coverage handles the rest.
Start with the free scan. Every step after it is yours to take or leave.